Borrowing

貸款・財務公司(財務) - Lowest rate in the industry 18.0%

We provide all our services solely via the internet. This business platform reduces our operating cost so you can enjoy our service with affordable monthly payments. What’s more, our repayment system is simpler than others. No other fees or additional charges exist.

Service Table	Express	Premier
Loan Amount	HK$ 5,000 - HK$ 50,000	HK$ 51,000 - HK$ 100,000	HK$ 110,000 - HK$ 200,000	HK$ 210,000 - HK$ 300,000
Rate of Interest	29.2%～48.0%	由29.2%至最高48.0%	由25.5%至最高48.0%	由18.0%至最高48.0%
Repayment Term	6 - 60 months	6 - 60 months
Monthly Payment	Repayment Calculator
Repayment Method	Fixed Installment	Fixed Installment
Repayment	Direct Debit at your Bank Account	Direct Debit at your Bank Account
Repayment Date	The Next Operating Day of Your Payday	The Next Operating Day of Your Payday
Required Documents	Hong Kong I.D. (for the Identification confirmation) Evidence of your Revenue Proof of your Residence Copy of Bank Account (for our remittance to confirm your bank account)	Hong Kong I.D. (for the Identification confirmation) Evidence of your Revenue Proof of your Residence Copy of Bank Account (for our remittance to confirm your bank account)
Charges	No Need	No Need
Collateral and Guarantor	No Need	No Need
Application Requirements	Hong Kong Resident over 18 years old with stable revenue (Housewife applicant will also be considered if spouse has stable income) .	Hong Kong Resident over 20 years old with stable revenue (Housewife applicant will also be considered if spouse has stable income) .
Apply

We bring a new standard for borrowing money, so you do not have to go and wait at branches any more. You only have to submit your application online. You can apply for your loan by using a few minutes. At anytime, anywhere through our 24x7 internet platform. Don’t worry, our security control is strong enough to protect your personal information. You can enjoy and save your time by using our service.

貸款・財務公司(財務) - Finance One provide the lowest interest for our customers who apply for the personal loan.

貸款・財務公司(財務) - Finance one just only takes around 60 min to get the low interest rate and loan approval.

貸款・財務公司(財務) - This is the newest finance company in Hong Kong. We got a lower interest rate for personal loan.

貸款・財務公司(財務) - Our personal loan interest is lower than others finance company in market.

Click “Apply Now” and fill out the application form. Submit the online form after completing all necessary inputs. Finance One will send SMS to you confirming we have received your application.

Just a few minutes to complete the online application.

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Receipt of your application by SMS

We inform you your application has been received with our safety receipt by SMS.

We review your application and inform status via SMS. After passing the review, you will be requested to send out all necessary documents by fax.

Notice of application review by SMS

Inform status of application review by SMS

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Copy of I.D.　*Proof of Revenue　Proof of Residence　Bank Account

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FAX

You send requested documents to us via fax (E-mail)

Final review may include making a phone call to you allowing us to confirm your inputs are correct. Finance One will send SMS to inform you the result of review, and send the link of “Loan Confirmation ” via Email.

In case of passing the final review, we send out the email and SMS in order to access your “Loan Confirmation” website.

Link address by Email

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貸款・財務公司(財務) - Please finish the loan confirmations from finance one online, and the interest rate will be start on the same day as the contract.

Please access your “Loan Confirmation Page” and click “Agree” to agree to all the terms and conditions of the contract.

貸款・財務公司(財務) - Frist we will let you know the interest rate then you should finish sign the finance one contract, we will ready to send you the loan payment to you bank account.

We will ask you to click in for some boxes…like example below:

I agree the contract (check the above table & the following contract )

貸款・財務公司(財務) - The fastest Finance company, If you can complete the loan confirmations page before 3pm, remittance will be done by the same day. And we will try to get you the lowest interest.

We make a remittance to your bank account immediately after confirming your online process is complete. Remittance will be done the same day if you agree and sign the contract by 3:00pm Mon-Fri during business hours.

Copy of I.D.　*Proof of Revenue　Proof of Residence　Bank Account

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FAX

Finance One (Personal Loan) - Required documents for the final review

We will request you to send the following documents by fax :4 documents required

1. Copy of I.D.

貸款・財務公司(財務) - When you apply the loan, please make sure you type your information is same as your ID. Finance One will give you the lowest interest.

Please take copy of the HKID on the side with photo.

2. Income proof

貸款・財務公司(財務) - We can afford the highest loan amount is 15 times of the incomes. Also we will afford the lowest interest rate than other finance company.

Please provide income proof (e.g. bank statement, latest payroll advice) for your loan application.

3.Proof of Residential address

貸款・財務公司(財務) - Finance One will also need the address proof just same as other finance company, because we need more information to get you lower interest rate.

Please take 1 copy of utility bill like water or electricity bill.

4.Copy of Bank Account (for purpose of the remittance)

貸款・財務公司(財務) - Finance one may also need to check the bank book, and other loan payment it can helps us to approve the loan application faster.

Your Bank account will be used as the account for our remittance and for auto debit for your monthly repayment.

貸款・財務公司(財務) - Finance One (Personal Loan) - Send your documents by fax : 3798-8010

Express Loan
Apply Now !
(HK$5,000 ? HK$50,000)

Premier Loan
Apply Now !
(HK$51,000 ? HK$300,000)