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Lower industry interest rate and simple payment
No additional fees when borrowing
No additional fees when paying back

No need to go and wait at branches
You can apply from anywhere, at anytime, 24/7
We protect your security online with our strong security controls

貸款・財務公司(財務) - Fast approval & money transfer

Apply before noon and get your loan the same day.
Receive money in your bank account after 60 minutes after your application is approved.
Save time by not having to go and wait at branches.

Express Loan
Apply Now !
(HK$5,000 ? HK$50,000)

Premier Loan
Apply Now !
(HK$51,000 ? HK$300,000)

Why we can provide you a lower interest rate because

貸款・財務公司(財務) - Lowest rate in the industry 18.0%

We provide all our services solely via the internet so our operating cost is minimalized and you can enjoy our service with affordable monthly payments. What’s more, our repayment system is simpler than others. No other fees or additional charges exist.

Express	HK$5,000 – HK$50,000	Payment Method	Direct Debit
Premier	HK$51,000 – HK$300,000	Payment Method	Direct Debit
Loan Term	6 – 60 months	Contract Charge	No Need
Monthly Payment	Repayment Calculator	Delay Penalty Charge	No Need
Monthly Payment	Repayment Calculator	Collateral and personal guarantees	No Need
Required Documents	Copy of HK ID Card Proof of Revenue* Residence Proof Copy of Bank Account in case the your desired amount over than HK$10,000*

All you have to do is apply by internet

We brought a new standard for borrowing money by eliminating the need to go and wait at branches. Just submit your application online. You can apply for your loan by just spending a few minutes anytime anywhere through our 24x7 internet platform. And, don’t worry, our security control is strong enough to protect your personal information. You can enjoy and protect your private life by using our service.

No need to wait
No need to go and wait at branches.

Anytime
You can apply from anywhere, at anytime, 24/7.

Safe
We protect your security online with our strong security controls.

You can get your loan in your bank account as fast as 60 minutes after your online application is approved.

Our completion online service saves time. Submit the online application, agree to the contract by 5pm and you can get your loan the same day.

We provide you our online service with strong security controls.

We ensure your online transactions are safe and secure

As a financial service provider, we understand and implement strong security controls to safe-guard your personal information from any unauthorized access.

We do this in the following ways:

Using log-ins and passwords when communicating with you
Creating secure online sessions
Using encryption
Multiple "layers" of security
User session timeouts
Having automatic lock-outs

Go to FAQ (Now in total 6 questions and answers)

Answer

You must be at least 18 years of age and a Hong Kong resident with stable income (Housewife applicant will also be considered if spouse has stable income).You can apply for a loan online using our website. This is the only channel we accept for a loan application.
Our credit approval takes as little as 30 minutes during business hours Mon-Fri. The result is informed by SMS. Some cases take longer.
We offer some of the most competitive interest rate in the industry. The interest rate varies depending on your loan amount. Please refer to the repayment page for the details.
You can apply for the loan online. This is the only channel available for a loan application.
We lend up to 15 times of monthly salary and our loans range from HKD1,000 – HKD300,000 . Loan offers are based on your personal needs, your monthly income and other questions you answer on our application form.
After you submit your online application, the results (sent by SMS) will be available in as little as 30 minutes. If conditionally approved, you will be requested to fax us the following documents for verification:-.
1. HKID copy
2. Monthly statement, bank book or ATM card copy (Your name and account number on the document is required)
3. Resident address proof copy
4. Income proof copy

People can enjoy our service with an affordable monthly repayment. In any of these following cases :

Purpose	Finance One (Personal Loan) - Tax	Finance One (Personal Loan) - Get your free life	Finance One (Personal Loan) - Card Repayment	Finance One (Personal Loan) - Loan Refinace
Purpose	In order to pay annual income tax	To enjoy your time (Beauty, Leisure, School etc)	In order to meet your payments	To roll-over your current loan to a Finance One Loan
Situation	Finance One (Personal Loan) - No Time	Finance One (Personal Loan) - Hesitate to go to a branch	Finance One (Personal Loan) - Suddenly Unexpectedly	Finance One (Personal Loan) - Beginners
Situation	No enough time to go to a branch	Hesitate to go to a branch for borrowing money	Need to get money suddenly or unexpectedly	No experience with borrowing money.